{"id":5832,"date":"2012-05-31T17:49:29","date_gmt":"2012-06-01T00:49:29","guid":{"rendered":"http:\/\/cahighways.org\/wordpress\/?p=5832"},"modified":"2012-05-31T17:49:29","modified_gmt":"2012-06-01T00:49:29","slug":"saving-for-college","status":"publish","type":"post","link":"https:\/\/cahighways.org\/wordpress\/?p=5832","title":{"rendered":"Saving for College"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-5002\" title=\"userpic=money\" src=\"https:\/\/cahighways.org\/wordpress\/wp-content\/uploads\/2011\/12\/userpicmoney.gif\" alt=\"\" width=\"95\" height=\"84\" align=\"right\" hspace=\"10\" vspace=\"10\" \/>As I&#8217;ve written about before, our daughter will be going to UC Berkeley in the fall. This, of course, means we&#8217;ll be paying for college for a few years. So, in addition to our daughter working on the scholarship side, I&#8217;ve been doing a bit of work on the expense reduction side. I&#8217;m pleased to report it is bearing fruit:<\/p>\n<ul>\n<li>We have a HARP refinance in process. This will take our interest rate down from 5.125% to 3.875%. This will be a fair chunk of change each month.<\/li>\n<li>We just changed auto insurers. We had been with AAA, and they wanted $2765 for 6 months. Other quotes we were getting were equally outrageous: eSurance was $2988, Safeco was $2666, Liberty Mutual (with the UCLA Alumni discount!) was $4135.60, and Progressive was $5,530. However, GEICO was much less &#8212; $1690, plus about $400 to add umbrella liability coverage.<\/li>\n<li>The County Assessor sent us some mixed news: our housing value has gone down (the bad), but the good is they reassessed us at the lower value, meaning our property taxes will go down<\/li>\n<\/ul>\n<p>We&#8217;re still looking into some other avenues to reduce monthly costs, plus our food and fuel costs will assuredly go down once the teen is esconced up at Berkeley.<\/p>\n<div><strong>Music:<\/strong> <em>American Idiot<\/em> (Green Day): Jesus Of Suburbia \/ City Of The Damned \/ I Don&#8217;t Care \/ Dearly Beloved \/ Tales Of Another Broken Home<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As I&#8217;ve written about before, our daughter will be going to UC Berkeley in the fall. This, of course, means we&#8217;ll be paying for college for a few years. So, in addition to our daughter working on the scholarship side, I&#8217;ve been doing a bit of work on the expense reduction side. I&#8217;m pleased to <a class=\"more-link\" href=\"https:\/\/cahighways.org\/wordpress\/?p=5832\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[87],"tags":[125],"class_list":["post-5832","post","type-post","status-publish","format-standard","hentry","category-status","tag-money"],"_links":{"self":[{"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5832"}],"version-history":[{"count":1,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5832\/revisions"}],"predecessor-version":[{"id":5833,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/5832\/revisions\/5833"}],"wp:attachment":[{"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cahighways.org\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}